In the hour-long seminar, Mr. Raine covers the pre-foreclosure, redemption and eviction stages of the foreclosure process. Mr. Raine emphasizes the various options and alternatives available to homeowners facing foreclosure problems. New federal and state laws are covered including the Home Affordable Refinance and Home Affordable Modification programs.The seminars are free of charge, open to the public, and you are encouraged to ask questions during the presentation.